And then there's the unknown. Hidden cancer, heart disease, nuclear war, an accident etc. Not one to be focused on the ugly side of life, I've seen it happen to many times. A friend retires and three weeks later dies. While I've planned for the long run, and my forecast takes me 20 to 25 years out, I make it a point to enjoy every day. Great story Kim, and long live Dairy Queen. There's reasons Warren Buffet owns them.