Roger - I read your article twice, because it struck a nerve with me. Like yourself and many others who have commented, we are > 60 years. Remarkably so is the 117th United States Congress. Not trying to be political by any means, but President Biden is 78, Nancy Pelosi is 81, Bernie Sanders is 79, Mitch McConnell is 79. The list goes on. Retirement means living life on your terms in lieu of an employer. How you manage your time is a very personal thing. Lee