Thanks, besides my phone ringing off the hook from Sr. Health Advisors and others claiming to save, improve and help me manage my personal choices, I'm good with the decision I made last year. I know you've heard all the stories. Part G worked out perfectly for my wife who was critically ill at the time she turned 65. I've been with two Advantage Plans now for three years. The first one went rogue and got into a contract argument with the second largest hospital system in the area, eventually dropping coverage with the insurance carrier. Around the same time, the hospital system bought the practices of my PCP, Cardio and Derm Team. I changed as soon as enrollment opened. Thanks for the article. LJB