The Medium algorithm just posted your article in my recommended feed. Thus three months later I'm just now seeing it. This is a good article. I laughingly consider myself 'Professionally Semi-Retired'. Here's the link to an article I wrote a few months ago on the same topic but from a different perspective: https://medium.com/crows-feet/a-little-bit-of-retiring-is-better-than-nada-319e8c90ce49